Koniunktura w bankowości

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Stanisław Kluza
Oskar Krzesicki

Abstract

In the 2nd quarter the IRG SGH banking confidence indicator (IRGBAN) increased from +11,1 pts to +17,5 pts. The result was primarily caused by an increase in the balances of the result on banking activity and of profits. The third component of the indicator, the balance of employment, contributed to the increase to a lesser degree. According to the respondents, banks still need to handle some serious problems. The most significant ones are: tax burden, unstable legislative environment and financial situation of their customers. All the factors put together may diminish future banks' profits. Banks expect slight deterioration of banking activity to come in the next period.(original abstract)

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