Czy banki sektora publicznego w Indiach stanowią porażkę rządu? – empiryczna analiza porównawcza banków sektora publicznego i prywatnego

  • Sahil Chopra Centre d’Economie de l’Université Paris Nord (CEPN)
Słowa kluczowe: zawodność rządu, analiza empiryczna, banki sektora publicznego, dane panelowe, model OLS

Abstrakt

Celem niniejszego artykułu jest przeanalizowanie zależności między rentownością banków w Indiach a ich strukturą własności. Powody dokonania pomiaru siły oddziaływania struktury własności wyłoniły się z teorii zawodności rządu. Wykorzystano niezależnie skonstruowany zbiór danych obejmujący wszystkie komercyjne banki sektora publicznego i prywatnego w Indiach według stanu z kwietnia 2020 r. Dane dotyczą okresu od 2004 do 2020 r. Poszczególne dane o bankach zebrano z ich stron internetowych, a hipotezy testowano poprzez oszacowanie modelu ekonometrycznego, w tym przypadku modelu OLS typu pooled. Wnioskiem płynącym z badania jest to, że wyniki banków będących własnością rządu są gorsze w porównaniu z tymi uzyskiwanymi przez banki prywatne. Przyczynami mogą być: ogromna liczba kredytów sankcjonowanych w sektorach priorytetowych, nieuczciwe praktyki wynikające z działania grup interesów, korupcja oraz nieefektywność pracowników w sektorach publicznych.

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Opublikowane
2022-12-29
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Chopra, S. 2022. Czy banki sektora publicznego w Indiach stanowią porażkę rządu? – empiryczna analiza porównawcza banków sektora publicznego i prywatnego. Analizy i Studia CASP. 14, 2 (grudz. 2022), 41-53.